Market Pattern Baldness While You May Lose Your Hair, You Won't Lose Your Shirt.
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Stage One
Age: 29 Annual contribution: $4,000 Current value: $4,000 Hair loss icon: Vince Vaughn
After years of bouncing around from entry-level position to entry-level position, subsisting on handouts from your girlfriend and the free pizza at your local watering hole, you finally land a full-time position that provides a livable wage. The hipster hair that once swept across your eyes isn't what it used to be, but at least now your foresight is unobstructed: You take advantage of the company's 401(k) plan and your annual contribution of $2000 is matched by your new employer.