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How to Choose an Insurance Plan for Your New Smartphone

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For one, it's important to read the terms and conditions of your insurance plan.

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Warranty Extensions and Damage Insurance

When I got my very first iPhone back in 2007, my cellular provider didn't offer insurance on iPhones. Apparently, I have been living in the past.

Since then, not only does my cellular provider offer warranty extension and damage insurance for iPhones, but an entire cottage industry has popped up doing the same thing.

Even Apple has jumped on the insurance bandwagon, too.

The entire experience left me swearing I would get insurance when I got my new phone. And now that I have ordered my new iPhone, I have 30 days to get my insurance.

Enrolling Your Smartphone in an Insurance Plan

That's the first thing I learned: You must enroll your phone in an insurance plan within 30 days of your purchase.

If you don't choose Apple's insurance coverage (known as Apple Care+) at the time of purchase, you must then physically take your iPhone to a store and have a Genius inspect it within 30 days of purchase.

The third party insurance guys won't make you go into a store, as most don't have one, but the 30-day window still applies, pretty much universally.
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