Which of the new sweet deals is best? (And should consumers bite?)
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Work out a debt settlement on your credit card? While you may be off the hook with Visa or Mastercard, your friendly, neighborhood IRS auditor sees the amount forgiven as taxable income.
I believe this is what people are referring to when they talk about "debt repudiation."
We're more likely to buy unhealthy foods when we pay using credit or debit cards.