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Overspending on Debit Cards Is a Boon for Banks

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"So he was stunned when his bank charged him seven $34 fees to cover seven purchases when there was not enough cash in his account, notifying him only afterward. He paid $4.14 for a coffee at Starbucks — and a $34 fee. He got the $6.50 student discount at the movie theater — but no discount on the $34 fee. He paid $6.76 at Lowe’s for screws — and yet another $34 fee. All told, he owed $238 in extra charges for just a day’s worth of activity."

One Starbuck's coffee, $38.14; one debit card to banks? Priceless.
SOURCE:   New York Times