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Bank-Bailout Fund Faces Years in Red as Failures Jolt System

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RED ALERT
"The government said the fund that protects consumer bank deposits has fallen into the red and will remain there into 2012," according to the Wall Street Journal. On Tuesday, the FDIC proposed the unprecedented step of having the banking industry prepay $45 billion in fees by the end of the year to give the government more breathing room to handle future failures.

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