What can a state government do to decrease energy consumption among a population that has doubled since 1970 but maintains the lowest per-capita rate of electricity use in the country? That's right:

For Citibank credit card holders, there is one way to escape the bank's rate hikes currently under way: Meet a monthly spending requirement. Those who meet the spending minimum -- in some c

A popular prescription in the personal finance domain is to increase or maximize annual contributions to 401(k)s or similar retirement plans. However, one of the best financial decisions I’ve m

A 40-year veteran of small-cap investing, Bill Nasgovitz never used to concern himself much with the broader macro picture of the US economy. A dedicated, bottoms-up value investor, Nasgovitz simply

Surprise! It's Christmas! (again...) Christmas always seemed to surprise me when I was first living on my own. It would be about this time of year I realized that I needed to spend a large sum of mon

Bank overdraft fees that can turn a cup of coffee into a $40 expense disproportionately hit the young and the poor, consumer groups are complaining to Congress.Last year, overdraft fees -- charges wh

The days when your mailbox is deluged with credit-card offers may be coming to an end. In fact, a recent survey conducted by the Federal Reserve said many banks will be reducing the number of credit

The past quarter century was a fun one for the American consumer. But after all that borrowing and spending, consumers have re-discovered the benefits of thrift and prudence. This is good news for pe

Minyan Joel writes:  I want to use a deep-in-the-money (DITM) option to buy and control a stock, XYZ, a blue-chip company. This, to control the stock at less cost than buying outright, while

We like to think of ourselves as ethical investors all year round at Minyanville. But did you know this is official National Ethical Investment Week and an estimated $2.71 trillion can be characteriz