All day and every day, some of the stock market's best and brightest traders and money managers share their ideas, insights and analysis in real-time on Minyanville's Buzz & Ban

For Citibank credit card holders, there is one way to escape the bank's rate hikes currently under way: Meet a monthly spending requirement. Those who meet the spending minimum -- in some c

Given the choice between immediate gratification and savings for the future, most Americans opted for new Italian loafers or a flat screen TV. Bucking that trend is the recent 6.9% saving rate increa

Surprise! It's Christmas! (again...) Christmas always seemed to surprise me when I was first living on my own. It would be about this time of year I realized that I needed to spend a large sum of mon

Bank overdraft fees that can turn a cup of coffee into a $40 expense disproportionately hit the young and the poor, consumer groups are complaining to Congress.Last year, overdraft fees -- charges wh

Assuming you’re a handy guy or gal, when you need to re-roof your house, build a tree house in your backyard, put up a new mailbox, paint your living room, or install a bathroom faucet, where w

The Federal Reserve on Monday proposed new rules to protect consumers from unexpected costs or restrictions on gift cards.More than 95% of Americans have received or purchased gift cards, the Fed sai

Earnings season has now came to a close and for the most part, reports were better than expected. Thanks to cost cutting methods the majority of the companies were able to post bottom line beats. Ear

The days when your mailbox is deluged with credit-card offers may be coming to an end. In fact, a recent survey conducted by the Federal Reserve said many banks will be reducing the number of credit

Many people never thought this day would come. Citigroup’s (C) employees and shareholders -- and by definition, taxpayers -- are fortunate to have Vikram Pandit at the helm of the struggling ba