For Citibank credit card holders, there is one way to escape the bank's rate hikes currently under way: Meet a monthly spending requirement. Those who meet the spending minimum -- in some c

Given the choice between immediate gratification and savings for the future, most Americans opted for new Italian loafers or a flat screen TV. Bucking that trend is the recent 6.9% saving rate increa

This holiday season, a leaner budget might clarify which people truly make a difference in your life. The challenge will be figuring out how much to tip them.Determining what to give during the holid

Bank overdraft fees that can turn a cup of coffee into a $40 expense disproportionately hit the young and the poor, consumer groups are complaining to Congress.Last year, overdraft fees -- charges wh

Minyan Joel writes:  I want to use a deep-in-the-money (DITM) option to buy and control a stock, XYZ, a blue-chip company. This, to control the stock at less cost than buying outright, while

If you think you’re immune to the machinations of the credit-card industry, think again. Read every communication like it’s your very first one. I recently got a preferred customer 0% APR

The 2009 Financial Reality Show has been nothing short of surreal.We sidestepped cataclysmic dysfunction in the first quarter.A furious chase followed, taking the S&P back towards the flat-line a

Back in June, CBS (CBS) announced that its CFO, Fred Reynolds, planned to retire in mid-August. That same day, the company announced that Joseph Ianniello would be taking over as CFO on July 20.Now I

You buy your sister a $100 general-purpose gift card. It's for her birthday, but it might be the bank that has reason to celebrate.Despite your good intentions, such gift cards often come with a tang

Tomorrow is the biggest day of the year for Verizon Wireless (VZ). It marks the full-scale release of the Motorola (MOT) Droid, the first Verizon Wireless smartphone that can truly compete with Apple