A popular prescription in the personal finance domain is to increase or maximize annual contributions to 401(k)s or similar retirement plans. However, one of the best financial decisions I’ve m

Editor's Note: See Ron Coby's first "letter" to Ben Bernanke here.  And his "thank you note" to Ben here. This is for illustrative purposes only and isn't an offer to buy or

Editor's Note: This article was written by Richard Suttmeier, chief market strategist at ValuEngine.com, which is a fundamentally-based quant research firm in Princeton, New Jersey, that covers more

The past quarter century was a fun one for the American consumer. But after all that borrowing and spending, consumers have re-discovered the benefits of thrift and prudence. This is good news for pe

1. Two Economies, One Outcome: DeflationMost people mistake inflation and deflation as the simple idea that inflation means rising prices and deflation means falling prices. The problem is, those are

If you think you’re immune to the machinations of the credit-card industry, think again. Read every communication like it’s your very first one. I recently got a preferred customer 0% APR

Editor's note: The following is an edited version of the first edition of the Grail ETF & Equity Investor newsletter by Ron Coby & Denny Lamson using their proprietary Lamson Grail Timing Ind

The present contains all possible futures. But not all futures are good ones. Some can be quite cruel. The one we actually get is dictated by the choices we make. For the last few months I’ve b

Not much has changed since we last spoke. I'm just sitting tight vacationing in the US with my assets in dollars. Everyone is negative on the dollar, for good reason, but that fact alone could, and I

I’ve been in South America this week, speaking nine times in five days, interspersed with lots of meetings. The conversation kept coming back to the prospects for the dollar, but I was just as