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Unmasking Minyan Peter


After two years, get to know the man behind the nom de plume.

Today, with Halloween behind us, I imagine that over-sugared families across America are putting away their costumes and decorations and are now looking ahead to Thanksgiving.

It seems an appropriate day for me to finally put away my own mask and reveal my real identity.

I am Minyan Peter.

Before sharing more background on myself, though, let me first offer a few comments on how Minyan Peter came to be.

My association with Minyanville was pure chance. As I was blowing out the birthday candles on my 45th birthday three years ago, my then nine-year-old son blurted out, "Hey Dad, you're halfway to 90."

Needless to say, the words hit hard. And less than six months later, I walked away from management to figure out what I'd do in the second half of my life.

One of the areas that interested me then, as now, was financial literacy. And as luck would have it, my wife happened across a reference to Minyanville in an article she was reading and suggested that I check it out.

So I did, and I saw an article about Target where I felt I had some additional perspective that might be helpful to others. But not knowing what I was going to do next from a career perspective, I asked Todd if my comments could be shared from "Minyan Peter". He generously agreed, and I've written with that nom de plume ever since.

You see I never intended to be a regular Minyanville contributor. I figured that something would come along that would steer my career in a different direction, and my involvement with Minyanville would quickly cease.

Little did I realize that that "something" would be our current financial crisis. And over the past two years, I've found myself spending more and more time studying various aspects of it to the point where today it's what I do full time.

In that time, I've also had the opportunity to get to know many of the other professors at Minyanville. They're an extraordinary group, as is the team that Todd has put together at Minyanville headquarters. (And in the interest of full disclosure, I was so impressed that today I'm a shareholder of Minyanville Media.) I would also be the first person to say that I've received far more from the Minyanville community than I've given. And for that, I'm truly thankful.

I hope the articles and comments from Minyan Peter have been helpful to you.

I look forward to sharing more as Minyan Peter Atwater in the months and years ahead.

Minyan Peter Atwater

Peter is the President and CEO of Financial Insyghts LLC. Through Financial Insyghts, Peter helps his clients better understand the issues affecting the financial services industry (particularly credit, regulation and accounting) and their impact on the economy.

Prior to forming Financial Insyghts, Peter spent almost twenty-five years working in the financial services industry. His experience includes thirteen years at JPMorgan, building and ultimately serving as Managing Director and Head of the Asset Finance Group (responsible for non-mortgage securitization), serving as Executive Vice President and Treasurer of credit card issuer First USA, Treasurer of Banc One, Chief Operating Officer of Banc One Investment Advisors, and CEO of Bank One Private Client Services.

Peter graduated from The College of William and Mary with honors, and is a member of Phi Beta Kappa. He currently serves on the Board and Chairs the Budget and Finance Committee for the William and Mary Foundation.
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