, our overriding goal is to help individual investors understand and manage the markets. Our management philosophy is based on three overriding principles. 1. Timing Is Everything 2. Own the Best and Ignore the Rest 3. Always, Always, Always Manage Market Risk! To be sure, our team doesn't have all the answers. But we do have an awful lot of experience and as such, we have made an awful lot of mistakes! In addition, we have learned a thing or two along the way and we promise to do our darndest to pass along as many valuable investing lessons as we can.