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Personal Finance:

Sharpen Your Skills to Save and Plan for Retirement.

Inheriting Debt: How Can Your Parents' Credit Affect You?

Wed Feb 26, 2014 03:47 EST

Financially, senior citizens aren't doing so well. The average debt among people 65 and older rose 83% between 2001 and 2010, much of it thanks to mortgages. Outstanding balances, of course, have consequences not only for the indebted individual but also for the family and its heirs as well. When a parent passes away, the children are left to wade .....

Four Ubiquitous Tax Myths Debunked

Mon Feb 24, 2014 12:29 EST

Did you know that the US tax code is over 70,000 pages long? In other words, mere mortals like us don't have the time -- or patience -- to read through it all. Unfortunately, that can lead to a whole lot of misinformation. With tax planning season now well under way, Wall St. Cheat Sheet spelled out four of these common .....

The Best Month to Buy Car Insurance Is ...

Fri Feb 14, 2014 04:00 EST

For many of us, December can be a budget-busting month. But it turns out, purchasing at least one thing in December can actually save you money, a new study finds. Researchers at analyzed car insurance premiums throughout the year, and found that December is actually the most affordable month to purchase coverage, on average. In fact, price swings throughout the .....

How 'myRA' Retirement Accounts Will Work

Tue Feb 11, 2014 03:33 EST

President Barack Obama said on Tuesday, January 28 in his State of the Union address that he will order the Treasury Department to create a new type of government-backed account for retirement savings, part of an effort to help millions of Americans better prepare for life after they stop working. The account, called a "myRA," is aimed at low-and-middle-income workers who .....

Seven Toxic Money Thoughts to Banish Today

Thu Feb 06, 2014 11:49 EST

Five years ago, a running buddy and I were rounding Central Park's loop when I blurted out, in utter defeat, "I'll never pay off my debt." I thought nothing of striding six miles, but couldn't imagine ever triumphing over my grad school loans and maxed-out credit cards. I felt overwhelmed and hopelessly tamped down by mounting expenses. "You can, and you will," .....
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